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We are a membership organization working to transform our individual financial struggles into a source of collective power. As the old saying goes, if you owe the bank $100,000 the bank owns you. But if you owe the bank $100 million, you own the bank. Together, we own the bank. We have already erased millions in medical and student debt via our Rolling Jubilee initiative and our first collective campaign won $600 million – and counting – in student debt discharges.

In the short term the Debt Collective offers services to empower people to dispute debts. Over the long term, we are conducting direct actions and campaigns of non-cooperation with the finance industry. We work toward broad debt cancellation while fighting for policies to end mass indebtedness, including free public higher education, universal healthcare, worker owned business, fair wages for everyone, decarceration and reparations for racial justice.

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The Debt Collective was founded by:

1. Hannah Appel
2. Thomas Gokey
3. Laura Hanna
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5. Ann Larson
6. Astra Taylor